One of Steve's main focuses of his tenure in the real estate and
mortgage business is the
understanding and teaching of the
credit scoring model
. Many professionals will give credit score
and credit scoring advice, but the majority of the professionals in
the real estate and mortgage business
do not fully understand the
credit scoring modal.

Do not
make the mistake of taking the advice of a professional that
is "shooting from the hip" when giving credit scoring advice. The
best advice you could be given
right now is to not do one thing
regarding your credit until you fully educate yourself from viable
sources.

To get you started on your credit scoring model education and to
lay a solid foundation, check out the links below. Steve broke down
the most important aspects of credit scoring in six easy to read
articles.

Credit Scoring - What Makes Up My Credit Score? (1 of 6)
Credit Scoring - Payment History (2 of 6)
Credit Scoring - Balances (3 of 6)
Credit Scoring - History (4 of 6)
Credit Scoring - Mix of Accounts (5 of 6)
Credit Scoring - Inquiries (6 of 6)

If you have additional questions regarding your personal credit or
the credit scoring model, feel free to contact Steve.
Credit Advice and Restoration
Providing specialized home loan
mortgage options in New Jersey
and Pennsylvania.

Local, knowledgeable service.

Call 856-419-3561
Loan Officer / Mortgage Planner
Treasury Mortgage


856-419-3561 - Cell
856-355-4760 - Efax
856-415-7720 - Work
steve@stevekappre.com